Terms of Service
Welcome to Art of the Trader("Art of the Trader", "Company", "we", "our", or "us").
These Terms of Service ("Terms") govern your access to and use of the Art of the Trader website, educational platform, membership programs, trading community, Discord server, newsletters, videos, courses, coaching services, downloadable resources, and all other products and services we provide (collectively, the "Services").
By accessing our website, creating an account, purchasing a membership, or using any of our Services, you acknowledge that you have read, understood, and agree to be legally bound by these Terms. If you do not agree with these Terms, please do not use our Services.
01. Educational Purposes Only
Art of the Trader is an educational platform dedicated to teaching trading concepts, technical analysis, risk management, trading psychology, and market education.
Nothing we provide should be considered:
- • Financial advice
- • Investment advice
- • Legal advice
- • Tax advice
- • Accounting advice
- • Portfolio management
- • A recommendation to buy, sell, or hold any financial instrument
All information is provided solely for educational and informational purposes. You are solely responsible for evaluating the merits and risks associated with any trading or investment decisions you make.
02. No Financial Advisor Relationship
Your use of Art of the Trader does not create a financial advisor, fiduciary, brokerage, investment advisory, or client relationship between you and Art of the Trader.
We do not manage investments, execute trades on your behalf, or provide personalized investment recommendations.
03. No Guaranteed Results
Trading involves substantial financial risk. We make no guarantees regarding:
- • Profitability
- • Winning trades
- • Investment returns
- • Funding account success
- • Income generation
- • Trading consistency
- • Performance improvements
Examples of successful trades, account growth, or educational demonstrations are provided solely for instructional purposes and should not be interpreted as guarantees of future performance.
Past performance is not indicative of future results.
04. Trading Risk Disclosure
Trading stocks, options, futures, foreign exchange (forex), cryptocurrencies, and other financial instruments carries a high level of risk. You acknowledge and accept that:
- • You may lose some or all of your invested capital.
- • Markets can be highly volatile.
- • Leveraged products significantly increase risk.
- • Trading may not be suitable for all individuals.
- • You are responsible for your own risk management decisions.
You agree that Art of the Trader shall not be responsible for any trading losses or financial damages resulting from your use of our educational materials.
05. Eligibility
To access or purchase our Services, you must:
- • Be at least 18 years of age or the age of majority in your jurisdiction.
- • Have the legal capacity to enter into binding agreements.
- • Comply with all applicable laws in your jurisdiction.
By using our Services, you represent and warrant that you meet these eligibility requirements.
06. User Accounts
You may be required to create an account to access certain Services. You agree to:
- • Provide accurate and current information.
- • Maintain the security of your login credentials.
- • Notify us immediately of any unauthorized access to your account.
- • Accept responsibility for all activity occurring under your account.
You may not: share your account with others, sell or transfer your account, allow unauthorized users to access paid content, or circumvent membership restrictions. We reserve the right to suspend or terminate accounts that violate these Terms.
07. Memberships & Subscriptions
Certain Services are offered through recurring subscriptions or one-time purchases. By purchasing a subscription, you agree that:
- • Fees are charged in advance.
- • Subscription pricing is displayed before purchase.
- • Unless otherwise stated, subscriptions automatically renew at the end of each billing cycle.
- • You may cancel your subscription at any time before your next renewal date.
- • Cancellation prevents future billing but does not provide refunds for previous payments.
08. Payments
Payments are processed securely through third-party payment providers. You agree to provide accurate billing information and authorize us to charge your selected payment method for all purchases and recurring subscription fees.
Failure to successfully process payment may result in suspension of access until payment has been received.
09. Refund Policy
Unless otherwise stated in writing or required by applicable law:
- • Membership fees are non-refundable.
- • Digital products are non-refundable.
- • Downloadable resources are non-refundable.
- • Coaching sessions are non-refundable once scheduled.
- • Subscription cancellations apply to future billing periods only.
Please review our separate Refund Policy for additional details.
10. Intellectual Property
All content provided by Art of the Trader is owned by or licensed to the Company and is protected under applicable copyright, trademark, and intellectual property laws. This includes, but is not limited to:
You may not: copy or reproduce our content, record or redistribute courses, upload our content to other platforms, resell or sublicense our materials, share paid resources with non-members, remove copyright notices, or create derivative works without written permission.
Your purchase grants you a limited, non-transferable, revocable license for your personal use only.
11. Community Standards
Members are expected to maintain a respectful and professional environment. Prohibited conduct includes:
We reserve the right to remove content or terminate memberships for violations of these standards.
12. Third-Party Services
Our Services may include links or integrations with third-party platforms, including payment processors, Discord, YouTube, email providers, charting platforms, or broker websites.
We do not control or endorse third-party services and are not responsible for their availability, content, security, or privacy practices. Your use of third-party services is governed by their own terms and policies.
13. Disclaimer of Warranties
Our Services are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, Art of the Trader disclaims all warranties, whether express or implied, including warranties relating to:
- • Accuracy
- • Reliability
- • Availability
- • Merchantability
- • Fitness for purpose
- • Non-infringement
We do not guarantee uninterrupted access or error-free operation of our Services.
14. Limitation of Liability
To the fullest extent permitted by applicable law, Art of the Trader, its owners, employees, contractors, affiliates, partners, licensors, and service providers shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to:
- • Trading or investment losses.
- • Loss of profits or income.
- • Loss of business opportunities.
- • Data loss.
- • Service interruptions.
- • Errors or omissions in educational content.
- • Reliance on information provided through our Services.
Your sole remedy for dissatisfaction with the Services is to discontinue using them.
15. Indemnification
You agree to defend, indemnify, and hold harmless Art of the Trader and its owners, employees, contractors, affiliates, licensors, and partners from any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising out of:
- • Your use of the Services.
- • Your violation of these Terms.
- • Your violation of applicable laws or regulations.
- • Your trading or investment activities.
16. Termination
We reserve the right to suspend or terminate your account or access to our Services, with or without notice, if we reasonably believe you have violated these Terms or engaged in conduct that may harm Art of the Trader, our members, or our community.
Termination does not relieve you of any payment obligations incurred before termination.
17. Changes to These Terms
We may revise these Terms from time to time. When changes are made, we will update the Effective Date at the top of this page.
Your continued use of the Services after updated Terms are posted constitutes your acceptance of those changes.
18. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of the Province of British Columbia and the federal laws of Canada applicable therein, without regard to conflict of law principles.
Any legal action arising from these Terms shall be brought exclusively in the courts located in British Columbia, Canada.
19. Contact Us
If you have questions regarding these Terms of Service, you may contact us:
By accessing or using Art of the Trader, you acknowledge that you have read, understood, and agree to these Terms of Service.